June 29, 2012
By Frank Knapp, Jr.,
president and CEO, South Carolina Small Business Chamber of Commerce
I received a call from a
gentleman, Ralph, this morning asking about my statement to the press yesterday
regarding the Supreme Court ruling on Obamacare. He wanted to know why I
thought the law was good for small businesses because he had heard so much
about how it was going to be harmful.
I’m sure that Ralph had
also read the statement by the South Carolina state director of the National
Federation of Independent Business (NFIB) following the Supreme Court ruling in
which he insists that now that Obamacare has been ruled constitutional there
will be an “onslaught of taxes and mandates” on small businesses that will
result in “job losses and closed businesses.”
It turns out that Ralph
is retired living along South Carolina’s coast but he has a brother in
Pennsylvania who owns a small business with less than 10 employees. I learned
that his brother does offer health insurance to his employees. So it was
natural for Ralph to be concerned for his brother’s business.
I don’t blame Ralph for
being concerned. For over two years the NFIB has been misleading the small
business community and public on this issue. The organization spent about $4
million in fighting Obamacare in the Supreme Court arguing that the law was
unconstitutional. Now with that line of attack gone, all the NFIB has left is
continuing to lie about what the law does.
So I explained to Ralph
that businesses with fewer than 50 employees, which account for 97 percent of
all businesses, do not have to offer health insurance to workers and will not
be penalized if they don’t. Therefore there can be no job losses or closing of
the doors for these small businesses due to Obamacare.
I also explained that
there are no other taxes imposed on these small businesses but there are health
insurance tax credits available to millions of small businesses like his
brother’s who offer healthcare to their employees. “Do you think your brother
could use some tax credits,” I asked Ralph. “I’m sure he can,” was the
response.
I asked Ralph to have
his brother call me so I could help him on the tax credit issue. I also thanked
him for calling and told him that I wish I could have a civil conversation with
everyone who has concerns about Obamacare. It has been my experience since the
law passed in 2010 that when I have the opportunity to have such conversations
with individuals or small groups, the fears fall away.
But the real question is
why do supporters of the reform have to continue to correct the misinformation
being spread by organizations like the NFIB which are suppose to represent
small businesses. Why did the NFIB work so hard and spend so much money trying
to kill a law that has already benefitted hundreds of thousands of small
businesses that have received the tax credits and will help in other ways to
make health insurance more affordable when the law fully goes into effect in
2014.
The answer is money.
According to a Public
Campaign analysis of IRS 990 filings from the NFIB and NFIB Small Business
Legal Center for 2009-2011, the NFIB organizations have had dramatic increases
in contributions since the Affordable Care Act was passed in 2010. But the
new-found wealth is not from dues of the average NFIB member. The IRS filings
show that the NFIB organizations received $10 million from just 10 contributors
in 2010-2011. In the previous year the largest individual contribution was just
$21,000. News reports have identified the conservative and superpac Crossroads
GPS as one of the NFIB contributors in 2010 giving $3.7 million.
It is clear that the
NFIB is acting on behalf of its partisan big contributors and not their members
such as Mike Roach. Mr. Roach is one of the small business owners receiving the
tax credits. He owns Paloma Clothing in Portland, Ore, and is a NFIB member for
36 years. In March Mr. Roach told the United Press International that “tearing
down the law won’t help us; it would hurt….repealing the Affordable Care Act
would send us back to the Dark Ages of health insurance.”
So while the Supreme
Court Ruling is the end of this story as to the constitutionality of Obamacare,
it is not the end of the political story and certainly not the end of the NFIB
lies that are intended to scare people like Ralph and his brother. That is what
the NFIB is being paid to do.
Knapp is the president
& CEO of the South Carolina Small Business Chamber of Commerce. He is also
the vice chair of the American Sustainable Business Council.
+(124x76).jpg)
No comments:
Post a Comment